Terms of Use
Legal Terms and Conditions for draenorivalux Financial Services
Acceptance of Terms
By accessing or using draenorivalux's financial services platform at draenorivalux.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and draenorivalux Australia Pty Ltd.
If you do not agree with any part of these terms, you must not use our services. Your continued use of our platform following any changes to these terms constitutes acceptance of those changes.
Important Notice
These terms apply to all users, including visitors, registered users, and subscribers. By creating an account, you confirm you are at least 18 years old and have the legal capacity to enter into this agreement.
Service Description and Scope
draenorivalux provides business budget management tools, financial planning resources, and educational content designed to help Australian businesses manage their finances more effectively. Our services include but are not limited to:
- Business budgeting tools and templates
- Financial planning resources and guides
- Cash flow management assistance
- Educational content and learning programs
- Professional consultation services
- Business financial health assessments
We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice. While we strive to provide reliable and accurate information, our services are provided on an "as is" basis.
User Responsibilities and Acceptable Use
Account Security
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately of any unauthorized use of your account or any other breach of security.
Accurate Information
You agree to provide accurate, current, and complete information when creating your account and using our services. You must update your information promptly when changes occur to ensure continued service availability.
Prohibited Activities
You may not use our services for any illegal purposes or in violation of any laws. This includes but is not limited to fraud, money laundering, or providing false financial information to third parties using our platform.
Intellectual Property Respect
You must respect all intellectual property rights associated with our platform and services. You may not copy, distribute, or create derivative works from our proprietary content without explicit written permission.
Privacy and Data Protection
Your privacy is important to us. We collect, use, and protect your personal information in accordance with Australian Privacy Principles and applicable data protection laws. Our comprehensive Privacy Policy details how we handle your information.
By using our services, you consent to the collection and use of your information as described in our Privacy Policy. We implement appropriate security measures to protect your personal and financial data, but cannot guarantee absolute security of information transmitted over the internet.
- We encrypt sensitive financial data during transmission and storage
- Personal information is only shared with your explicit consent
- You can request access to or deletion of your personal data at any time
- We comply with Australian Consumer Data Right regulations
Financial Disclaimers and Limitations
draenorivalux provides educational financial tools and resources for informational purposes only. We do not provide personalized financial advice, and our services should not be considered as professional financial, investment, tax, or legal advice.
Professional Consultation Required
Always consult with qualified financial professionals before making significant business financial decisions. Our tools and resources are designed to support your financial planning process, not replace professional advice tailored to your specific circumstances.
We make no representations or warranties about the accuracy, completeness, or suitability of our financial tools for your specific business needs. You use our services at your own risk and are solely responsible for any financial decisions based on information obtained through our platform.
Limitation of Liability and Indemnification
To the fullest extent permitted by Australian law, draenorivalux shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities arising from your use of our services.
Our total liability to you for any claims arising from these terms or your use of our services shall not exceed the amount you paid to draenorivalux in the twelve months preceding the claim, or 0 AUD, whichever is greater.
You agree to indemnify and hold harmless draenorivalux, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your breach of these terms or your use of our services in violation of applicable laws.
Termination and Account Closure
Either party may terminate this agreement at any time. You may close your account by contacting our support team or using the account closure feature in your profile settings. We may suspend or terminate your account if you violate these terms or engage in prohibited activities.
Upon termination, your right to use our services ceases immediately. We may retain certain information as required by law or for legitimate business purposes, but will cease processing your personal data for service provision purposes.
- Account data may be retained for up to 7 years for legal compliance
- You can export your data before account closure
- Paid subscriptions may be refunded on a pro-rata basis
- Termination does not affect accrued rights and obligations
Governing Law and Dispute Resolution
These terms are governed by the laws of Queensland, Australia, and any disputes will be subject to the exclusive jurisdiction of the Queensland courts. If any provision of these terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.
Before initiating legal proceedings, we encourage you to contact us directly to resolve any concerns. We are committed to working with our users to address issues promptly and fairly through direct communication whenever possible.
Contact Information
For questions about these Terms of Use, please contact us:
Address: 63/15 Tribune St, South Brisbane QLD 4101, Australia
Phone: +61738796836
Email: info@draenorivalux.com